Short-Term Rental Insurance

Direct Rental, VRBO, Airbnb Insurance

Short-term rental insurance provides additional coverage for homeowners and landlords who rent their property using services such as Airbnb, VRBO or renting directly to guests. While most standard home insurance policies cover some elements of short-term rentals, they often need to be more comprehensive to give you complete protection. For example, many policies exclude or limit coverage for damage caused by intentional acts, such as vandalism.

Ideal short-term rental insurance policies provide more comprehensive coverage, such as medical expenses, property damage, and personal liability. In other words, it's there to help you if something goes wrong. These policies cover a wide range of risks, from damage to the property to liability for injuries guests suffer.

Features of Short-term Rental Insurance

Liability Coverage

Liability coverage for short-term rentals protects the property owner if a guest is injured. It can cover legal fees and medical expenses for the most unplanned problems like a freak windstorm crushing a guest's car. Who can plan for the unexpected? That's what insurance is for.

Insurance in Missouri, Arkansas, Oklahoma, and Kansas

The Loomis Insurance Agency tailors your short-term rental insurance policy to your specific needs and the risks of renting your property. Not everyone is the same, and not every situation needs the same coverage. That's why Loomis Insurance works hard to provide the coverage you need at a reasonable price. This flexibility puts you in control, ensuring you're covered for the most common risks.

If you are considering a short-term rental, rest assured that Loomis Insurance Agency will guide you in getting the right coverage. Our experienced team can provide detailed information about our insurance offerings, ensuring you make the right choice for your property.

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